Mintos ist ein Marktplatz für Peer-to-Peer-Darlehen. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Darlehen und verdienen. Fragen zum Investieren in P2P-Kredite? Mehr als Anleger diskutieren zum Thema. Erfahrungen, Anbieter, Probleme, Tipps. Komm vorbei! Dafür eignet sich diese P2P Platform Mintos bestens! Obendrein ändert Mintos dann auch noch seine AGBs, aber sowas von zugunsten des Unternehmens und.
FÃŒr andere kaufenMintos ist ein Marktplatz für Peer-to-Peer-Darlehen. Er verbindet Kleinanleger mit Kreditnehmern vieler Kreditgeber. Investieren Sie in Darlehen und verdienen. Das Mintos Handbuch: Erfolgreich in P2P-Kredite investieren: Ein Leitfaden für Privatanleger eBook: Wörner, Sebastian, Franzen, Sventja: kerst2018.com Das die Plattform nach wie vor einen Großteil des P2P Marktes beherrscht und der Erfolg dafür spricht, dass man bei Mintos einiges richtig.
P2p Mintos Überblick der P2P Anbieter VideoMINTOS - Η Μεγαλύτερη Ευρωπαϊκή Πλατφόρμα P2P Lending (Οδηγίες Βήμα-Βήμα) 9/20/ · Mintos has announced that the Finitera subsidiaries Kredo (23/) and Tigo (32/) will be sold to Mogo by the end of the year. As Kristaps Mors notes in this recent post, there are common shareholders between Mogo and Finitera (and Mintos itself).Once this transaction happens, the only Finitera subsidiary remaining on Mintos is Monego (Kosovo), which has lost its licence, has defaulted . 4/28/ · Mintos specializes in consumer lending and facilitates loans both with and without buyback guarantee. Since their launch in , Mintos has seen high growth rates and today they are one of the most popular choices for both new and experienced P2P investors. ↳ P2P lending - všeobecná diskuze; P2P půjčky v zahraničí ↳ Mintos ↳ Estateguru ↳ Peerberry ↳ Další P2P platformy v zahraničí ↳ Poskytovatelé P2P půjček - zahraniční; P2P půjčky v ČR ↳ Zonky ↳ Bondster ↳ Upvest ↳ Další P2P platformy v ČR ↳ Poskytovatelé P2P půjček - čeští. On This Board; You cannot create threads.: You cannot reply to threads.: You cannot create polls. How much can you earn investing in peer-to-peer lending? See performance statistics for peer-to-peer investments made on Mintos marketplace for loans. As a highly sophisticated P2P platform in Europe that connects investors with alternative lending companies, Mintos makes it possible to invest in 8 loan types across 31 countries and 12 currencies, with most loans being in Euros. No other peer-to-peer lending site offers loans from as many originators (65 at time of writing). Mintos is the most sophisticated P2P site in all of Europe (including the UK). More than €3 billion of loans have been purchased through Mintos so far. No other site offers loans from as many lenders (more than 60). Mintos macht Investitionen in P2P-Kredite leicht. Investieren Sie in Ihre finanzielle Zukunft und verdienen Sie mit unseren attraktiven Zinssätzen ein passives Einkommen.
For example, a personal Investor Service Associate will be connected to your account. With that person, you can discuss questions about the platform and much more over phone or email.
You will also be able to get priority customer support. Mintos strategies are 3 new automated investment strategies launched in August In the following, you can see how the 3 Mintos investment strategies on the left-hand side compare to making a custom strategy on Mintos:.
This makes the Mintos investment strategies an excellent choice if you want the most hands-off investment experience. This is due to the very fast access to your money if you want to sell your investments.
Would you like to try out Mintos investment strategies? Then click the button below to visit Mintos and create an account.
From here, you can easily go from reading this Mintos review to start using the strategies for your investment portfolio:.
The average net annual return for investors on the platform is currently around Since this is what investors receive on average, you can reasonably expect the same return rate.
If you have a higher risk appetite, it is also possible to choose loans with different local currencies with the possibility of higher returns.
Compared to other traditional asset classes like deposits, bonds, stocks, and real estate, Mintos is currently outperforming all of these:.
If you want to see how much this account to over in the long term, you should try out the Mintos interest calculator:. But if you are on a computer, you can access the investment calculator by clicking the button below and scrolling down a bit on the landingpage:.
It is both possible for individuals and companies to invest with Mintos. This makes the platform an obvious choice whatever the structure of your economy is.
As an individual, there are a few, but clear rules for what it takes to enable you to invest through the platform:.
If you live up to the above requirements as an individual, you can invest through the platform. If you would like to invest as a company, this is also possible.
Because there are very few requirements to be allowed to invest through the platform, it is possible for the vast majority of people to invest via Mintos.
Below you can see a map of which countries the current investors are from. As you can see, Mintos is an almost world-wide platform with users spread all over the world.
So most likely, also you can reap the benefits of using Mintos. If the map is not marked with investors in your country, it does not necessarily mean that it is not possible for you to invest through the platform.
Would you like to sign up as a Mintos investor? Then click the button below to go from reading this Mintos review to actually investing on their platform:.
One of the first things you need to do when you start investing on Mintos is how you go about depositing money into your account.
This can be done using a lot of different methods, which are dependent on what country you are from. When you for the first time start the depositing process, you will be asked to verify your identity with a national identity card EU only or passport.
When you have finished doing so, you will be able to select your desired method of depositing funds to Mintos. Before you can withdraw any money from Mintos, you must make sure that none of the money you want to withdraw is currently invested.
If you have some money you want to withdraw invested in P2P loans, you must first sell them on Mintos secondary marketplace. You should be able to sell any loans within a short amount of time due to the high number of active investors on the secondary market.
When you no longer have your money invested on Mintos, you can easily withdraw it. You can only transfer money to accounts that are connected to your Mintos account.
All accounts which you have previously used to transfer money to Mintos are ready for you to withdraw to. This will connect that account to your Mintos account.
Withdrawing money from Mintos usually takes days. However, your bank or money service provider might charge a fee. Whether Mintos is safe to use depends primarily on 4 things: How safe the platform is, how safe the investments are, how safe the Mintos loan originators are, and how safe the company is.
In the following we will take a look at what measures have been taken to protect you as an investor:. As the first security-related thing in this Mintos review, we have taken a good hard look at how secure your account really is.
Here we found that you can use the Google Authenticator app or other apps that are compatible with Google Authenticator.
Two-factor authentication can help to protect your account against unauthorised access to your account, phishing attacks, and many other cybercrimes.
When you have activated two-factor authentication, people who could have your password must also have access to your phone in order to log in.
The two-factor authentication security of your account is not mandatory. We highly recommend activating two-factor authentication on your account for maximum security.
If you activate two-factor authentication on your account, we believe that your account is fairly safe. To activate two-factor authentication on your Mintos account, you should just go to your accounts security settings.
Here you can choose to enable two-factor authentication. In this Mintos marketplace review, we also want to address what measures the company has made, in order to protect you as an investor, in regards to the alternative investments you can make on the platform.
Loan originators carry a potential risk for investors if their company lacks in management, finance, etc. Therefore the Mintos risk management team always performs a complete risk assessment of any loan originator wanting to join their platform.
In their due diligence process of the loan originators, they perform a thorough analysis of the management quality, credit scoring, underwriting policies, financial statements, etc.
Even if the loan originator gets accepted by Mintos, the loan originator will continuously be evaluated. Here Eurocent actually ended up in bankruptcy.
It is therefore important for us to address the importance of diversifying between several loan originators. Another thing that Mintos practice to protect its investors is to require every loan originator to have skin in the game.
So in case of loans default, the loan originator also stands to lose money. In this way, it is ensured that there is no conflict of interest between the loan originators and investors.
Is it something to be related to the fact that you ask additional information of every LO personally? Otherwise, from publicly available FS, seems rather strange.
Track record is even lower compared to Mogo — 12 vs 10, how has this been measured? ESTO is very new LO being from and just in has reached its profit, while Mogo is from with steady profits throughout the years and experience in the field.
Good questions. Agrocredit only provides information once a year, which is why it does not have a good disclosure score.
Your work has saved and made me money. Is there a way to say thank you besides just writing it? Thanks MK. Thank you Oscar for your great work. I think downgrading Mogo is both courageous and very fair.
If like me one has Lendermarket and Moncera accounts, and one does not want Turkish, African or Bielorussian risk there are perhaps 3 or 4 acceptable LOs left in Mintos.
Where is Mintos going to find quality growth? Thank you. If you were to invest in only better countries and LOs but wanting of course to have also enough diversity, would e.
Hi Mike. But now is as good a time as ever to allocate funds across different sites, particularly ones that have real estate collateral like Estateguru, Bulkestate, Crowdestate.
Tax items on balance sheet are insignificant. Even looking at their audited accounts in Bulgarian, I see no funny business from taxes?
We have amended the score and noted the error in the comments. Thanks for flagging this. Creditstar is such s strange beast — Lendermarket had almost everything on time.
I managed to exit a month and a half. On Mintos it is now more than 6 months since I disabled all strategies with next to no profit and everything with delays and postpones.
P2p is a No for me in the current climate. In August rating changes you reported that Creditstar has published its results for 1H Where these can be found?
You have Creditstar at a relatively high rating. Do you take into account that the short-term loans in Spain and Poland behave very differently than the personal loans elsewhere?
Spain and Poland rank 5 in the new Mintos Risk Score, and all of their loans are late. Moreover, no new loans are available on the primary market on Mintos.
Yes Spain and Poland are higher risk countries at the moment, but overall results so far have been fairly good so far this year. Looking forward to seeing the Q3 update.
Here is Hipocredit audited financial reports from did by BDO, if you can update the Key financial information.
Hi Adam. I think we have already uploaded that data. Perhaps try clearing your cache and see if the latest numbers appear? Let us know.
Hi Adam — understood, we thought you were referring to the figures not the audit flag. Thanks, we have updated it.
I have noticed that they have a new presentation on their LO page but no Q3 financials as yet. They dont seem to have a large proportion of late payments or any pending payments, which indicates that they are making their repayments on a timely basis.
Does this mean that the FX is not a huge problem for them at the moment? Good question Thomas. The ownership of hard assets like vehicles is probably a very good hedge of their euro funding exposure.
It seems that Mintos finally uploaded the Wowwo audited accounts not sure why they werent available previously!? I know you werent happy with the audited accounts but the Wowwo Q3 financials look very healthy regardless of the pandemic and the change in exchange rates.
Looks like they are able to absorb quite large increases in exchange rates, which is a good sign for the future. Hi Thomas. Where do you see Q3 financials?
We can only see Q2. But yes, agree that reported performance so far this year is good, even with the Lira depreciation. Does anyone have contact information at Dozarplati?
Agree, they are doing great, and seem well managed. The main risk is that they are operating in places like Moldova and Albania which are emerging markets.
The persons in the group were wondering if this could affect Delfin Group, and if they should remove them from their anti-invest.
We have received back a comment from the Delfin CFO. Apparently the law being discussed would require borrowers to prove to officials that they have no income and no assets.
Does not sound that different to the insolvency procedures in many European countries. Worth monitoring but it seems that most borrowers in this position would have defaulted on their loans anyway, perhaps the recoveries on defaulted loans may fall slightly in some cases….
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Skip to content. Last updated - 21 November Mintos lenders can default or close down - choosing the best lenders is important.
To begin with, below we discuss some recent events:. Mintos provides default recovery estimates to investors for the first time.
Cashwagon will liquidate - Mintos expects significant losses for investors. Finitera plans to sell Kredo and Tigo to Mogo, unlikely to honour Monego commitments.
Finko closes Ukraine subsidiaries and will no longer issue loans on Mintos. Investors reject Capital Service proposals - Mintos is negotiating better terms.
Mintos finally gets tough on Aforti, at last. Mintos expect to obtain a full recovery on Akulaku loans. Key financial information of each Mintos lender.
All Figures in EUR million profits annualised where appropriate. Last update 21 November Mogo Jun Dec 4. Our Mintos lender ratings.
Consider country risk too. Latest rating changes - November Wowwo Wowwo published its audited financial statements for New: Podemos Progesar Podemos is a strange Mexican lender.
Farewell to Rating confirmed: Iute Iute released their Q3 report and the results continue to be strong.
Placet Group Placet Group has long been one of the strongest loan originators on Mintos. Wowwo Wowwo sensibly reduced the size of its loan book during 1H while still managing to grow its profit levels strongly compared to Kviku We cut Kviku's score ahead of the release of their 1H results.
Stale data Several loan originators have not provided any financial information since Changes in August Creditstar Creditstar published its results for 1H and we liked what we saw.
Evergreen Evergreen is a small British payday lender. Changes in July Loan Originator: Alexcredit suspendiert [ Gehe zu Seite: Man staune ab der Ignoranz der Leute bei diesem Kredit.
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Anhand vorher festgelegter Kriterien, investiert der Auto-Investor ganz automatisch, eine von dir bestimmte Anlagesumme, in P2P Kredite die deinen Kriterien entsprechen.
Diese Funktion ist sehr praktisch und zeitsparend, wenn du nicht jeden Kredit selbst manuell aussuchen möchtest. Mehr Optionen erlauben hier natürlich eine bessere Steuerung der Investition.
Auf dem Sekundärmarkt kannst du Kredite, in die du bereits investiert hast, zum Verkauf anbieten oder von anderen Investoren P2P Kredite kaufen.
Der Verkauf deiner Kredite macht zum Beispiel dann Sinn, wenn der Kredit eine lange Laufzeit hat und du frühzeitig liquidieren, also an Geld kommen möchtest.
In diesem Fall musst du nicht auf das Laufzeitende warten, sondern kannst den Kredit vorzeitig an einen anderen Investor verkaufen.
Während unseres Tests standen mehr als 4. Auch die Möglichkeit, in mehreren Ländern und unterschiedlichste Kredittypen Privatkredit, Geschäftskredit, Hypothekenkredit etc.
Wenn du bei Mintos investieren möchtest, kannst du dich darüber freuen, dass derzeit keine Gebühren erhoben werden.
Lediglich beim Handel über die Sekundärmärkte fällt eine Gebühr von einem Prozent an. Der Sekundärmarkt ist aber jeden Cent wert, da du über Mintos, bis dato als einziger Anbieter im Test, Kredite mit Auf- oder Abschlägen handeln kannst.
Das ermöglicht es dir, unbeliebte Kredite etwas günstiger als deine ursprüngliche Investition am Sekundärmarkt wieder loszuwerden, oder als Käufer Schnäppchen zu ergattern.
Mintos punktet übrigens auch beim Registrierungsprozess, denn hier reicht das Ausfüllen des Online-Formulars. Wenn ihr Geld wieder auf eurem Girokonto ausbezahlt haben möchtet, müsst ihr aus Gelwäschegründen eine Kopie eures Personalausweises oder Reisepass auf der Plattform hochladen.
Diese Kredite sind klar gekennzeichnet. Sollte ein Kreditnehmer 60 Tage im Zahlungsverzug kommen, bekommst du deine Investitionssumme in diesen Kredit samt Zinsen zurück auf dein Mintos-Konto gebucht.
Le taux moyen annuel est de Ce qui fait donc de cet investissement un parfait investissement passif.
Mintos est le site de crowdlendingle plus populaire en Europe. Mon conseil sera aussi et toujours de diversifier les plateformes, pour diminuer le risque.
Consultez aussi mon tableau de comparaison des plateformes ici.No investment fees Good diversification opportunities Huge quantity of loans available Possible to use auto invest Secondary market is available Mintos mobile app Easy tax reports. Each investor can receive extensive information necessary for tax returns when logged into their Mintos investor account. Other factors like budgeting quality, timeliness, and transparency are Formcheck Bundesliga assessed. Sun Finance has provided updated financials for its subsidiaries in Denmark, Poland and Latvia. Auxmoney erstellt für jeden Kreditnehmer eine Bonitätsprüfung mit einem Ergebnis zwischen AA als beste Bonitätsklasse und E als schlechteste. Once it changes, the information on our website will be updated. Finitera Kredo, Albania. Si nous mettons en rapport la notation de Mintos avec la notation de Fitch, par exemple, nous comprenons rapidement que les notations de Frinedscout sont plus laxistes. Each reported strong profits in the year to P2p Mintos. Nomini Optionen erlauben hier natürlich eine bessere Steuerung der Investition. Sun Finance Latvia. Investors can select loans individually or alternatively make use of the excellent auto-invest tool. We have decided to continue cutting Monopoly Ereigniskarten Pdf score of IDF Eurasia. Mintos bonus and cashback Register on Mintos by clicking the Cronaldo7 below to benefit of Mintos bonus as a cashback payment. Farewell to